HSBC Cashback Credit Card

HSBC Cashback Credit Card

Shopping | Rewards | Cashback

4.2/5 ★★★★★

The HSBC Cashback Credit Card is a versatile financial tool designed for those who value rewards and savings in their day-to-day spending. Best suited for shopping and rewards, it offers a generous cashback program, including 10% accelerated cashback on dining, food delivery, and groceries, capped at INR 1,000 per billing cycle. In addition, it provides 1.5% unlimited cashback on all other spends, with certain exclusions. With a joining fee of just INR 999 and an array of welcome benefits, the card aims to offer a balanced package of luxury and convenience. From complimentary domestic lounge visits to exclusive co-branded offers, this card packs a punch for the discerning spender.

Category

Shopping , Rewards , Cashback

Minimum Credit Score Required

750

Check free credit score

APR

44% annual percentage rate

Features

  • Earn 10% accelerated cashback on all dining, food delivery, and grocery spends, capped at INR 1,000 per billing cycle.
  • Enjoy 1.5% unlimited cashback on all other spends (exclusions apply).
  • Receive 4 complimentary domestic lounge visits per year, limited to 1 per quarter.
  • Eligibility Requirements

  • Age: 18-65 years
  • Monthly Income: ₹33,000 minimum
  • ITR: ₹4,00,000 (for non-salaried)
  • Credit Score: 750 minimum
  • Welcome Offer

  • Complete an online credit card application and go through Video KYC to receive an Amazon e-gift voucher worth INR 250.
  • This introductory offer is valid on the card from August 16, 2023, to December 31, 2023.
  • Make transactions totalling a minimum of INR 10,000 within the first 30 days to earn Amazon vouchers worth INR 1,000.
  • Card Fee

    Annual Fee: ₹ 999 /- *Applicable Taxes

    Joining Fee: ₹ 999 /- *Applicable Taxes

    Foreign Transaction Fee

    3.5% *Applicable Taxes

    Fraud Liability

    Lost Liability Cover