The HSBC Cashback Credit Card is a versatile financial tool designed for those who value rewards and savings in their day-to-day spending. Best suited for shopping and rewards, it offers a generous cashback program, including 10% accelerated cashback on dining, food delivery, and groceries, capped at INR 1,000 per billing cycle. In addition, it provides 1.5% unlimited cashback on all other spends, with certain exclusions. With a joining fee of just INR 999 and an array of welcome benefits, the card aims to offer a balanced package of luxury and convenience. From complimentary domestic lounge visits to exclusive co-branded offers, this card packs a punch for the discerning spender.
Features
Earn 10% accelerated cashback on all dining, food delivery, and grocery spends, capped at INR 1,000 per billing cycle.
Enjoy 1.5% unlimited cashback on all other spends (exclusions apply).
Receive 4 complimentary domestic lounge visits per year, limited to 1 per quarter.
Eligibility Requirements
Age: 18-65 years
Monthly Income: ₹33,000 minimum
ITR: ₹4,00,000 (for non-salaried)
Credit Score: 750 minimum
Welcome Offer
Complete an online credit card application and go through Video KYC to receive an Amazon e-gift voucher worth INR 250.
This introductory offer is valid on the card from August 16, 2023, to December 31, 2023.
Make transactions totalling a minimum of INR 10,000 within the first 30 days to earn Amazon vouchers worth INR 1,000.